Privacy Policy

Effective Date: December 8, 2025

This Privacy Policy outlines how DigitalNomads AI, Inc. ("Nomad AI", "we", "us", or "our") collects, uses, discloses, and protects your personal and financial information when you use our Wealth OS platform ("Platform").

Nomad AI is committed to your financial privacy. While we operate as an "Open Startup" sharing our own internal business metrics publicly,your client data is strictly private, encrypted, and never shared publicly.

Information We Collect

1. Personal & Identity

To comply with financial regulations (KYC/AML) and provide our services, we may collect:

  • Full legal name, email address, phone number
  • Business entity details and formation documents
  • Government-issued identification

2. Financial & Transaction

Data collected through secure integrations (e.g., Plaid, Stripe, Shopify):

  • Banking: Balances, transaction history
  • Commerce: Sales volume, payouts, refunds
  • Crypto: Public wallet addresses, on-chain history

How We Use Your Information

We use your data to power the Wealth OS engine:

  • Yield Optimization: Analyzing cash flow to automatically route idle funds into yield-generating assets.
  • Financial Reporting: Generating consolidated P&L statements and tax estimation reports.
  • Risk Assessment: Monitoring account health to prevent fraud and ensure compliance.
  • Service Improvement: Aggregated, anonymized data may be used to improve our AI models.

Data Security & "Open Startup" Policy

Private Client Data: Your specific financial data, balances, and customer lists are encrypted at rest and in transit. This data is accessible only to you and authorized personnel for support purposes.

Public Metrics: As an Open Startup, Nomad AI publishes its own aggregate revenue, user growth, and server uptime. Your individual data is never included in these public datasets without your explicit, written consent (e.g., for a case study).

Sharing Your Information

We do not sell your data. We share data only when necessary to execute financial services:

  • Financial Partners: Custodians, banks, and liquidity providers to process transactions.
  • Service Providers: Cloud hosting (AWS), identity verification, and analytics providers under strict data processing agreements.
  • Legal Requirements: If compelled by a valid subpoena, court order, or search warrant.

Your Rights

You have the right to:

  • Access the personal and financial data we hold about you.
  • Request the deletion of your account (subject to regulatory retention periods for financial records).
  • Disconnect third-party integrations (Stripe, Shopify) at any time.

Contact Us

For privacy inquiries or to exercise your rights, please contact our Data Protection Officer at privacy@usenomad.ai.